Statute of Limitation on Debt Collection-State By State

Collectors of debt are well-known for the way they conduct business. They’re more concerned about getting paid than the method they use to collect the debt. As long as they are able to pay the debt they don’t care about consumers’ rights, or even if they’re actually harassing the correct person. It is the responsibility of the...

Debt Validation

Debt collectors must show they have the legal right to take a debt from you. The process of requesting debt validation has many advantages. It can result in having the collection account completely deleted from your credit history. Learn everything you must learn regarding debt validation, so that you can start today. What exactly is Debt...

What Is the Fair Debt Collection Practices Act (FDCPA)?

The Fair Debt Collection Practices Act (FDCPA) is an unconstitutional law that was adopted in 1978 to safeguard consumers and regulate the methods employed by debt collectors. If you’ve experienced debt collectors pestering you about the amount owed it is essential to know your rights according to the FDCPA. The FDCPA is the law you will use to...

How to Deal with Collection Agencies

The process of dealing with collection companies can be stressful and intimidating experience. Knowing your rights and how to handle debt collectors is essential to safeguard your financial situation. In this article, we’ll guide you through how to deal with collection agencies. We will educating you of your rights under the Fair Debt Collection Practices...