How to Settle Credit Card Debt

It’s easy to feel as if you’re not a choice when you’re drowning in debt from credit cards, but that’s not the situation. Debt settlement is an option that allows you to negotiate a lower amount of debt to your lenders. Instead of paying the entire amount due, creditors can agree to reduce the amount...

How to Do a Balance Transfer on Credit Card

If you’re carrying a credit card that has an outstanding balance and a higher interest rate, it might be a good idea to transfer that balance to a lower-interest credit card. Even when you have a low-interest rate credit card, you might be able to locate the one that is better. If you’re a bit...